Our “no income check” mortgages have quickly become the preferred option for qualified applicants. In order to qualify for “no income check” financing, applicants must meet certain conditions. Since self-employed people have a more convoluted method of proving their income, this program caters primarily to them as a potential source of house financing. Over time, the “No Income Check” program has expanded so that those who are 1099 or retired can qualify for a loan. No-income verification mortgages are not offered by the vast majority of mortgage lenders in the continental United States, regardless of whether the loan is being used for a purchase or a refinance.
The program we offer requires no proof of income and hence conducts no income checks.
- Not filing taxes is optional.
- There are no catching up fees.
- No Form W-2 is needed.
For purchases, we need a 20% down payment, and for refinancing, we can finance up to 70% of the property value. For more information on the specific qualifications for a no-income verification loan, please get in touch with one of our seasoned loan officers. We have been operating successfully since 1993 and have earned a solid reputation. When compared to other mortgage companies, our selection of products is unrivaled.
To find out if you live in one of the 46 states where we offer our no income check mortgages and to learn more about the program’s eligibility conditions, please get in touch with us by calling (813) 616-9411 or sending an email to [email protected].
Some of the highlights of the schedule are listed here.
- No W-2s, no pay stubs, no tax returns
- A $3,000,000 loan is possible.
- Condominiums and apartments with one to four units (which may be used as a principal residence if located in New York)
- Multifamily and mixed-use buildings with five or more units
- Business office, store, warehouse, storage facility, and car repair shop.
- You can own as many homes as you like.
- Make a price and term request.
If you speak with a loan officer and find out you don’t qualify for the no income check program because of occupancy, remember to inquire about our bank statement program for self-employed borrowers. This program uses the deposits in the borrower’s business or personal bank statements to calculate income, and it’s open to borrowers with any type of occupancy.
Call Steven Jackson at 813-616-9411 now!